{"id":516,"date":"2020-12-04T06:05:00","date_gmt":"2020-12-04T06:05:00","guid":{"rendered":"http:\/\/probitas.com.au\/?page_id=516"},"modified":"2020-12-04T07:48:13","modified_gmt":"2020-12-04T07:48:13","slug":"first-home","status":"publish","type":"page","link":"https:\/\/probitas.com.au\/index.php\/first-home\/","title":{"rendered":"First Home"},"content":{"rendered":"
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Buying a Home for the First Time Can Be Daunting<\/h2>\n <\/div>\n <\/div>\n
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It\u2019s scary and exciting at the same time. This will be the biggest purchase of your life so far. But there\u2019s no sugar coating it. Without help, securing a mortgage can add a few grey hairs.<\/p>\n

To avoid a time-consuming and stressful process, it\u2019s important you get a good mortgage broker that you trust. At Probitas finance, we\u2019re smart, diligent and proactive. And we\u2019ll help you find the perfect mortgage.<\/p>\n

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Home loans without the stress<\/h2>\n <\/div>\n <\/div>\n
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save your time<\/h5>\n <\/div>\n <\/div>\n
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Instead of phoning dozens of mortgage companies, reading countless documents, being bombarded with sales calls and emails, you only have to make just one phone call to Probitas.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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get a helping hand<\/h5>\n <\/div>\n <\/div>\n
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If you are unsure what to do, or just need a little help, we are just a phone call away. We will explain the technical jargon and use our experience to make the process as smooth as possible.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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make smart decisions<\/h5>\n <\/div>\n <\/div>\n
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We seek a mortgage arrangement that\u2019s in your best interests, finding the right balance between what you want to buy and your ability to afford it. And we make sure you\u2019re taking advantage of any government grants or incentives\n that may be available.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Our Process is Helpful and Simple:<\/h2>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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Your First Meeting<\/h3>\n <\/div>\n <\/div>\n
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We first want to understand more about you and your financial goals. And then we\u2019ll sit and work out what you\u2019re able to afford. Each lender applies a different calculation to decide how much they might lend you, so it can get complicated. But we will give you an accurate range from which to base future decisions.<\/span><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Your Mortgage Report<\/h3>\n <\/div>\n <\/div>\n
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We\u2019ll then send you a detailed report, giving you a much clearer picture of what your future mortgage may look like. It will show you what you can afford, the size of deposit you\u2019re likely to need and other financial factors that may\n affect the loan amount. We\u2019ll also compare and recommend the best lenders for you.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Your Mortgage Pre-approval<\/h2>\n <\/div>\n <\/div>\n
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We approach your preferred mortgage providers and check whether they will lend to you and at what level. At this stage it\u2019s just an agreement in principle, no offer is officially made (the actual mortgage application is further down\n the road). But this is a useful step if you have not yet found a property, but would like a firm promise of how much you could borrow.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Your Beautiful New Home<\/h2>\n <\/div>\n <\/div>\n
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After some hard work searching, you\u2019ve found your dream home, and your offer was accepted. Congratulations! Now we will help you submit your proper mortgage application. We will speak to the lender directly on your behalf and deal with all the paperwork. Not only will that save you time and hassle, we will be able to use our industry knowledge to speed things along.<\/span><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Please get in touch today. In no time at all we\u2019ll have you on the road to getting the mortgage you need for the home you\u2019ll love. Please call +61 3 9640 0351 today.<\/span><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Call us today<\/span><\/a>\n <\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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DISCLAIMER<\/h5>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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Probitas finance Pty Ltd Credit Representative Number 469661 is authorised under Australian Credit License Number 389328 ABN 35 169 724 547 Disclaimer -Your full financial situation would need to be reviewed prior to acceptance of any offer or product. <\/span><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Privacy Policy<\/u><\/span><\/a>\n <\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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email<\/h5>\n <\/div>\n <\/div>\n
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benny@probitas.com.au<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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mobile<\/h5>\n <\/div>\n <\/div>\n
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+61 423 472 348<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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telephone<\/h5>\n <\/div>\n <\/div>\n
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+61 3 9640 0351<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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business address<\/h5>\n <\/div>\n <\/div>\n
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Level 1, 311 Elizabeth Street, Melbourne, VIC 3000<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

Buying a Home for the First Time Can Be Daunting It\u2019s scary and exciting at the same time. This will be the biggest purchase of your life so far. But there\u2019s no sugar coating it. Without help, securing a mortgage can add a few grey hairs. To avoid a time-consuming and stressful process, it\u2019s important […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width-page.php","meta":[],"_links":{"self":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages\/516"}],"collection":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/comments?post=516"}],"version-history":[{"count":12,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages\/516\/revisions"}],"predecessor-version":[{"id":624,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages\/516\/revisions\/624"}],"wp:attachment":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/media?parent=516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}