{"id":313,"date":"2020-12-04T04:09:16","date_gmt":"2020-12-04T04:09:16","guid":{"rendered":"http:\/\/probitas.com.au\/?page_id=313"},"modified":"2020-12-04T07:59:10","modified_gmt":"2020-12-04T07:59:10","slug":"refinancing","status":"publish","type":"page","link":"https:\/\/probitas.com.au\/index.php\/refinancing\/","title":{"rendered":"Refinancing"},"content":{"rendered":"<div data-colibri-id=\"313-c1\" class=\"style-518 style-local-313-c1 position-relative\">\n  <!---->\n  <div data-colibri-component=\"section\" data-colibri-id=\"313-c2\" id=\"custom\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-519 style-local-313-c2 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-boxed-container\">\n      <!---->\n      <div data-colibri-id=\"313-c3\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-520 style-local-313-c3 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-521-outer style-local-313-c4-outer\">\n            <div data-colibri-id=\"313-c4\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-521 style-local-313-c4 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"313-c5\" class=\"h-global-transition-all h-heading style-522 style-local-313-c5 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-522 style-local-313-c5\">\n                    <!---->\n                    <!---->\n                    <h2 class=\"\">Are You Missing Out on a Better Mortgage?<\/h2>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"313-c6\" class=\"h-text h-text-component style-523 style-local-313-c6 position-relative h-element\">\n                  <!---->\n                  <!---->\n                  <div class=\"\">\n                    <p>It\u2019s a question you should be asking. Not searching for a more favourable interest rate is a common mistake homeowners make.<\/p>\n                    <p>When you exit your initial lower rate period, the cost of your loan can jump quite dramatically. Banks and other lenders hope you do nothing. They know many people will not refinance their loans, because it takes effort. So you end\n                      up paying more than you need to.<\/p>\n                    <p>With Probitas Finance there is no effort. We will handle the entire process and make sure your mortgage is working for you, not against you. Our goal is to help you keep the cost of your mortgage as low as possible, while minimising\n                      your exposure to fluctuating interest rates.<\/p>\n                    <p>\n                      <br>\n                    <\/p>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div data-colibri-component=\"section\" data-colibri-id=\"313-c7\" id=\"custom-3\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-532 style-local-313-c7 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-boxed-container\">\n      <!---->\n      <div data-colibri-id=\"313-c8\" class=\"h-row-container gutters-row-lg-1 gutters-row-md-1 gutters-row-0 gutters-row-v-lg-1 gutters-row-v-md-1 gutters-row-v-1 style-616 style-local-313-c8 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-1 gutters-col-md-1 gutters-col-0 gutters-col-v-lg-1 gutters-col-v-md-1 gutters-col-v-1\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-617-outer style-local-313-c9-outer\">\n            <div data-colibri-id=\"313-c9\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-1 h-px-md-1 h-px-1 v-inner-lg-1 v-inner-md-1 v-inner-1 style-617 style-local-313-c9 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"313-c10\" class=\"h-global-transition-all h-heading style-618 style-local-313-c10 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-618 style-local-313-c10\">\n                    <!---->\n                    <!---->\n                    <h5 class=\"\">OTHER REASONS YOU MAY WANT TO REFINANCE YOUR MORTGAGE<\/h5>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"313-c11\" class=\"h-divider style-615 style-local-313-c11 position-relative h-element\">\n                  <!----><span class=\"h-divider__line style-615-line style-local-313-c11-line style-615-line style-local-313-c11-line\"><\/span> <span class=\"h-svg-icon h-divider__icon style-615-icon style-local-313-c11-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"square-o\" viewBox=\"0 0 1408 1896.0833\"><path d=\"M1120 256H288q-66 0-113 47t-47 113v832q0 66 47 113t113 47h832q66 0 113-47t47-113V416q0-66-47-113t-113-47zm288 160v832q0 119-84.5 203.5T1120 1536H288q-119 0-203.5-84.5T0 1248V416q0-119 84.5-203.5T288 128h832q119 0 203.5 84.5T1408 416z\"><\/path><\/svg><\/span>                  <span class=\"h-divider__line style-615-line style-local-313-c11-line style-615-line style-local-313-c11-line\"><\/span><\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div data-colibri-id=\"313-c12\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-541 style-local-313-c12 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-542-outer style-local-313-c13-outer\">\n            <div data-colibri-id=\"313-c13\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-542 style-local-313-c13 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"313-c14\" class=\"h-icon style-553 style-local-313-c14 position-relative h-element\">\n                  <!----><span class=\"h-svg-icon h-icon__icon style-553-icon style-local-313-c14-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"star\" viewBox=\"0 0 1664 1896.0833\"><path d=\"M1664 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5T1321 1619q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5T301 1569q0-6 2-20l86-500L25 695Q0 668 0 647q0-37 56-46l502-73L783 73q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\"><\/path><\/svg><\/span><\/div>\n                <div\n                  data-colibri-id=\"313-c15\" class=\"h-global-transition-all h-heading style-554 style-local-313-c15 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-554 style-local-313-c15\">\n                    <!---->\n                    <!---->\n                    <h5 class=\"\">to free up equity<\/h5>\n                  <\/div>\n              <\/div>\n              <div data-colibri-id=\"313-c16\" class=\"h-text h-text-component style-555 style-local-313-c16 position-relative h-element\">\n                <!---->\n                <!---->\n                <div class=\"\">\n                  <p><span style=\"font-size: 14px; font-family: &quot;Open Sans&quot;; color: rgb(0, 0, 0);\">While it\u2019s not advisable to take cash out of your mortgage to fund lifestyle choices, there are many sensible reasons why you might want to access your home\u2019s equity. For example, to finance home improvement that increases the value of your house.<\/span><\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-609-outer style-local-313-c17-outer\">\n          <div data-colibri-id=\"313-c17\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-609 style-local-313-c17 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"313-c18\" class=\"h-icon style-611 style-local-313-c18 position-relative h-element\">\n                <!----><span class=\"h-svg-icon h-icon__icon style-611-icon style-local-313-c18-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"square-o\" viewBox=\"0 0 1408 1896.0833\"><path d=\"M1120 256H288q-66 0-113 47t-47 113v832q0 66 47 113t113 47h832q66 0 113-47t47-113V416q0-66-47-113t-113-47zm288 160v832q0 119-84.5 203.5T1120 1536H288q-119 0-203.5-84.5T0 1248V416q0-119 84.5-203.5T288 128h832q119 0 203.5 84.5T1408 416z\"><\/path><\/svg><\/span><\/div>\n              <div\n                data-colibri-id=\"313-c19\" class=\"h-global-transition-all h-heading style-612 style-local-313-c19 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-612 style-local-313-c19\">\n                  <!---->\n                  <!---->\n                  <h5 class=\"\">to settle a divorce<\/h5>\n                <\/div>\n            <\/div>\n            <div data-colibri-id=\"313-c20\" class=\"h-text h-text-component style-613 style-local-313-c20 position-relative h-element\">\n              <!---->\n              <!---->\n              <div class=\"\">\n                <p><span style=\"font-size: 14px; font-family: &quot;Open Sans&quot;; color: rgb(0, 0, 0);\">Unfortunately, this is an all too common reason for refinancing. With many divorce settlements requiring the marital home to be sold, refinancing could be thrust upon you. But don\u2019t worry; we are here to help you and your finances move on.<\/span><\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<\/div>\n<div data-colibri-component=\"section\" data-colibri-id=\"313-c21\" id=\"custom-5\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-567 style-local-313-c21 position-relative\">\n  <!---->\n  <!---->\n  <div class=\"h-section-grid-container h-section-boxed-container\">\n    <!---->\n    <div data-colibri-id=\"313-c22\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-607 style-local-313-c22 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-608-outer style-local-313-c23-outer\">\n          <div data-colibri-id=\"313-c23\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-608 style-local-313-c23 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"313-c24\" class=\"h-divider style-606 style-local-313-c24 position-relative h-element\">\n                <!----><span class=\"h-divider__line style-606-line style-local-313-c24-line style-606-line style-local-313-c24-line\"><\/span><\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div data-colibri-id=\"313-c25\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-570 style-local-313-c25 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-571-outer style-local-313-c26-outer\">\n          <div data-colibri-id=\"313-c26\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-571 style-local-313-c26 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"313-c27\" class=\"h-global-transition-all h-heading style-572 style-local-313-c27 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-572 style-local-313-c27\">\n                  <!---->\n                  <!---->\n                  <h2 class=\"\">Make Smart Decisions with Expert Refinancing Advice<\/h2>\n                <\/div>\n              <\/div>\n              <div data-colibri-id=\"313-c28\" class=\"h-text h-text-component style-573 style-local-313-c28 position-relative h-element\">\n                <!---->\n                <!---->\n                <div class=\"\">\n                  <p><strong>Get the best refinancing deal<\/strong>&nbsp;\u2013 With so many different providers (each with different lending criteria, rates and charges) it\u2019s important you seek expert advice. We work on your behalf to get the best loan for you.<\/p>\n                  <p><strong>Avoid making costly mistakes<\/strong>&nbsp;\u2013 People often fail to assess the true cost of refinancing their mortgage. A little number crunching may reveal that refinancing is not right for you at this time (assuming you have\n                    a choice).<\/p>\n                  <p><strong>Always on your side<\/strong>&nbsp;\u2013 Although we benefit from you moving your loan, we only recommend you do so if there is a compelling reason. So if you have the best deal on the market, we\u2019ll tell you that.<\/p>\n                  <p>\n                    <br>\n                  <\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div data-colibri-component=\"section\" data-colibri-id=\"313-c29\" id=\"overlappable\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-574 style-local-313-c29 position-relative\">\n  <!---->\n  <!---->\n  <div class=\"h-section-grid-container h-section-boxed-container\">\n    <!---->\n    <div data-colibri-id=\"313-c30\" class=\"h-row-container gutters-row-lg-0 gutters-row-md-0 gutters-row-2 gutters-row-v-lg-0 gutters-row-v-md-0 gutters-row-v-2 style-575 style-local-313-c30 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-0 gutters-col-md-0 gutters-col-2 gutters-col-v-lg-0 gutters-col-v-md-0 gutters-col-v-2\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-12 h-col-md-12 h-col-12 style-576-outer style-local-313-c31-outer\">\n          <div data-colibri-id=\"313-c31\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-576 style-local-313-c31 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"313-c32\" class=\"h-global-transition-all h-heading style-578 style-local-313-c32 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-578 style-local-313-c32\">\n                  <!---->\n                  <!---->\n                  <h5 class=\"\">Refinancing can be a shrewd financial move. But it is also comes with risks.<\/h5>\n                <\/div>\n              <\/div>\n              <div data-colibri-id=\"313-c33\" class=\"h-text h-text-component style-579 style-local-313-c33 position-relative h-element\">\n                <!---->\n                <!---->\n                <div class=\"\">\n                  <p><span style=\"font-size: 14px; font-family: &quot;Open Sans&quot;; color: rgb(0, 0, 0);\">Get in touch with Probitas Finance and we\u2019ll make sure your mortgage is working for you. Please call +61 3 9640 0351 today.<\/span><\/p>\n                <\/div>\n              <\/div>\n              <div data-colibri-id=\"313-c34\" class=\"h-x-container style-582 style-local-313-c34 position-relative h-element\">\n                <!---->\n                <div class=\"h-x-container-inner style-dynamic-313-c34-group style-582-spacing style-local-313-c34-spacing\"><span class=\"h-button__outer style-583-outer style-local-313-c35-outer d-inline-flex h-element\"><a h-use-smooth-scroll=\"true\" href=\"tel:+61 3 9640 0351\"  data-colibri-id=\"313-c35\" class=\"d-flex w-100 align-items-center h-button justify-content-lg-center justify-content-md-center justify-content-center style-583 style-local-313-c35 position-relative\"><!----><!----> <span>Call Us Today<\/span><\/a>\n                  <\/span>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div data-colibri-component=\"section\" data-colibri-id=\"313-c36\" id=\"custom-6\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-584 style-local-313-c36 position-relative\">\n  <!---->\n  <!---->\n  <div class=\"h-section-grid-container h-section-boxed-container\">\n    <!---->\n    <div data-colibri-id=\"313-c37\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-585 style-local-313-c37 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-586-outer style-local-313-c38-outer\">\n          <div data-colibri-id=\"313-c38\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-586 style-local-313-c38 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"313-c39\" class=\"h-global-transition-all h-heading style-587 style-local-313-c39 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-587 style-local-313-c39\">\n                  <!---->\n                  <!---->\n                  <h5 class=\"\">DISCLAIMER<\/h5>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div data-colibri-id=\"313-c40\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-588 style-local-313-c40 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-589-outer style-local-313-c41-outer\">\n          <div data-colibri-id=\"313-c41\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-589 style-local-313-c41 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"313-c42\" class=\"h-text h-text-component style-590 style-local-313-c42 position-relative h-element\">\n                <!---->\n                <!---->\n                <div class=\"\">\n                  <p><span style=\"font-size: 14px; font-family: &quot;Open Sans&quot;; color: rgb(136, 136, 136);\">Probitas finance Pty Ltd Credit Representative Number 469661 is authorised under Australian Credit License Number 389328 ABN 35 169 724 547 Disclaimer -Your full financial situation would need to be reviewed prior to acceptance of any offer or product.&nbsp;<\/span><\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div data-colibri-id=\"313-c43\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-594 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45-244.5-33-21-28.5-34.5-61.5-36-96l-1.5-42c-79.5 81-186 126-298.5 126-237-3-426-196.5-426-433.5s189-429 426-433.5c0 0 0 0 0 0zM1009.5 742.5c-1.5-150-123-270-273-268.5-3 0-4.5 0-7.5 0h-6c-171 0-267 136.5-267 291 0 174 115.5 283.5 265.5 283.5 154.5 3 282-118.5 286.5-271.5 1.5 0 1.5-34.5 1.5-34.5z\"><\/path>\n<\/svg>\n<\/span><\/div>\n              <div data-colibri-id=\"313-c51\" class=\"h-global-transition-all h-heading style-602 style-local-313-c51 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-602 style-local-313-c51\">\n                  <!---->\n                  <!---->\n                  <h5 class=\"\">Email<\/h5>\n                <\/div>\n              <\/div>\n              <div data-colibri-id=\"313-c52\" class=\"h-text h-text-component style-603 style-local-313-c52 position-relative h-element\">\n                <!---->\n                <!---->\n                <div class=\"\">\n                  <p>benny@probitas.com.au<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"h-column h-column-container d-flex h-col-lg-3 h-col-md-3 h-col-12 style-600-outer style-local-313-c53-outer\">\n          <div data-colibri-id=\"313-c53\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-600 style-local-313-c53 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-center align-self-md-center align-self-center\">\n              <!---->\n              <div data-colibri-id=\"313-c54\" class=\"h-icon style-601 style-local-313-c54 position-relative h-element\">\n                <!----><span class=\"h-svg-icon h-icon__icon style-601-icon style-local-313-c54-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"mobile-phone\" viewBox=\"0 0 1056.9019 1896.0833\"><path d=\"M464 1408q0-33-23.5-56.5T384 1328t-56.5 23.5T304 1408t23.5 56.5T384 1488t56.5-23.5T464 1408zm208-160V544q0-13-9.5-22.5T640 512H128q-13 0-22.5 9.5T96 544v704q0 13 9.5 22.5t22.5 9.5h512q13 0 22.5-9.5t9.5-22.5zM480 400q0-16-16-16H304q-16 0-16 16t16 16h160q16 0 16-16zm288-16v1024q0 52-38 90t-90 38H128q-52 0-90-38t-38-90V384q0-52 38-90t90-38h512q52 0 90 38t38 90z\"><\/path><\/svg><\/span><\/div>\n              <div\n                data-colibri-id=\"313-c55\" class=\"h-global-transition-all h-heading style-602 style-local-313-c55 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-602 style-local-313-c55\">\n                  <!---->\n                  <!---->\n                  <h5 class=\"\">MOBILE<\/h5>\n                <\/div>\n            <\/div>\n            <div data-colibri-id=\"313-c56\" class=\"h-text h-text-component style-603 style-local-313-c56 position-relative h-element\">\n              <!---->\n              <!---->\n              <div class=\"\">\n                <p><span style=\"font-size: 16px; font-family: Lato; color: rgb(58, 97, 107);\">+61 423 472 348<\/span><\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"h-column h-column-container d-flex h-col-lg-3 h-col-md-3 h-col-12 style-600-outer style-local-313-c57-outer\">\n        <div data-colibri-id=\"313-c57\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-600 style-local-313-c57 position-relative\">\n          <!---->\n          <!---->\n          <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-center align-self-md-center align-self-center\">\n            <!---->\n            <div 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21z\"><\/path><\/svg><\/span><\/div>\n            <div\n              data-colibri-id=\"313-c59\" class=\"h-global-transition-all h-heading style-602 style-local-313-c59 position-relative h-element\">\n              <!---->\n              <div class=\"h-heading__outer style-602 style-local-313-c59\">\n                <!---->\n                <!---->\n                <h5 class=\"\">TElephone<\/h5>\n              <\/div>\n          <\/div>\n          <div data-colibri-id=\"313-c60\" class=\"h-text h-text-component style-603 style-local-313-c60 position-relative h-element\">\n            <!---->\n            <!---->\n            <div class=\"\">\n              <p><span style=\"font-size: 16px; font-family: Lato; color: rgb(58, 97, 107);\">+61 3 9640 0351<\/span><\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div class=\"h-column h-column-container d-flex h-col-lg-3 h-col-md-3 h-col-12 style-604-outer style-local-313-c61-outer\">\n      <div data-colibri-id=\"313-c61\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-604 style-local-313-c61 position-relative\">\n        <!---->\n        <!---->\n        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-center align-self-md-center align-self-center\">\n          <!---->\n          <div data-colibri-id=\"313-c62\" class=\"h-icon style-601 style-local-313-c62 position-relative h-element\">\n            <!----><span class=\"h-svg-icon h-icon__icon style-601-icon style-local-313-c62-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"location-arrow\" viewBox=\"0 0 1408 1896.0833\"><path d=\"M1401 349L761 1629q-17 35-57 35-5 0-15-2-22-5-35.5-22.5T640 1600v-576H64q-22 0-39.5-13.5T2 975t4-42 29-30l1280-640q13-7 29-7 27 0 45 19 15 14 18.5 34.5T1401 349z\"><\/path><\/svg><\/span><\/div>\n          <div\n            data-colibri-id=\"313-c63\" class=\"h-global-transition-all h-heading style-602 style-local-313-c63 position-relative h-element\">\n            <!---->\n            <div class=\"h-heading__outer style-602 style-local-313-c63\">\n              <!---->\n              <!---->\n              <h5 class=\"\">business address<\/h5>\n            <\/div>\n        <\/div>\n        <div data-colibri-id=\"313-c64\" class=\"h-text h-text-component style-603 style-local-313-c64 position-relative h-element\">\n          <!---->\n          <!---->\n          <div class=\"\">\n            <p>Level 1, 311 Elizabeth Street, Melbourne, VIC 3000<\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Are You Missing Out on a Better Mortgage? It\u2019s a question you should be asking. Not searching for a more favourable interest rate is a common mistake homeowners make. When you exit your initial lower rate period, the cost of your loan can jump quite dramatically. Banks and other lenders hope you do nothing. They [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width-page.php","meta":[],"_links":{"self":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages\/313"}],"collection":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/comments?post=313"}],"version-history":[{"count":20,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages\/313\/revisions"}],"predecessor-version":[{"id":666,"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/pages\/313\/revisions\/666"}],"wp:attachment":[{"href":"https:\/\/probitas.com.au\/index.php\/wp-json\/wp\/v2\/media?parent=313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}