Buying a Home for the First Time Can Be Daunting
It’s scary and exciting at the same time. This will be the biggest purchase of your life so far. But there’s no sugar coating it. Without help, securing a mortgage can add a few grey hairs.
To avoid a time-consuming and stressful process, it’s important you get a good mortgage broker that you trust. At Probitas finance, we’re smart, diligent and proactive. And we’ll help you find the perfect mortgage.
Home loans without the stress
save your time
Instead of phoning dozens of mortgage companies, reading countless documents, being bombarded with sales calls and emails, you only have to make just one phone call to Probitas.
get a helping hand
If you are unsure what to do, or just need a little help, we are just a phone call away. We will explain the technical jargon and use our experience to make the process as smooth as possible.
make smart decisions
We seek a mortgage arrangement that’s in your best interests, finding the right balance between what you want to buy and your ability to afford it. And we make sure you’re taking advantage of any government grants or incentives that may be available.
Our Process is Helpful and Simple:
Your First Meeting
We first want to understand more about you and your financial goals. And then we’ll sit and work out what you’re able to afford. Each lender applies a different calculation to decide how much they might lend you, so it can get complicated. But we will give you an accurate range from which to base future decisions.
Your Mortgage Report
We’ll then send you a detailed report, giving you a much clearer picture of what your future mortgage may look like. It will show you what you can afford, the size of deposit you’re likely to need and other financial factors that may affect the loan amount. We’ll also compare and recommend the best lenders for you.
Your Mortgage Pre-approval
We approach your preferred mortgage providers and check whether they will lend to you and at what level. At this stage it’s just an agreement in principle, no offer is officially made (the actual mortgage application is further down the road). But this is a useful step if you have not yet found a property, but would like a firm promise of how much you could borrow.
Your Beautiful New Home
After some hard work searching, you’ve found your dream home, and your offer was accepted. Congratulations! Now we will help you submit your proper mortgage application. We will speak to the lender directly on your behalf and deal with all the paperwork. Not only will that save you time and hassle, we will be able to use our industry knowledge to speed things along.
Please get in touch today. In no time at all we’ll have you on the road to getting the mortgage you need for the home you’ll love. Please call +61 3 9640 0351 today.
DISCLAIMER
Probitas finance Pty Ltd Credit Representative Number 469661 is authorised under Australian Credit License Number 389328 ABN 35 169 724 547 Disclaimer -Your full financial situation would need to be reviewed prior to acceptance of any offer or product.
benny@probitas.com.au
mobile
+61 423 472 348
telephone
+61 3 9640 0351
business address
Level 1, 311 Elizabeth Street, Melbourne, VIC 3000